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As employers hold back on hiring amid recession fears and rising interest rates, unemployed Americans are spending more time looking for jobs.
In December, roughly 826,000 Americans reported being unemployed for 15 to 27 weeks, or about 3½ to 6 months, according to Labor Department data. That’s up from 526,000 people who were unemployed for the same amount of time in April 2022.
Layoffs and extended periods of unemployment are a…….
Grocery prices have prompted home cooks across the country to get inventive with recipes that stick to a budget by utilizing ingredients that stretch their dollar — and this simple, hearty Italian comfort dish does just that.
Pasta e ceci, which translates to pasta and chickpeas, uses pantry staples and cooks up in one pot for a budget-friendly, filling and tasty meal.
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Shea German-Tanner tries to put a portion of her paycheck, even if it is only $50, into her savings account. But most of the time, she has to reroute the cash back to her checking to afford her expenses. Ms. German-Tanner, 22, has about $600 in her savings account right now and has not started saving for retirement.
“Everyone’s telling you to save money and do this and invest, a…….
Shea German-Tanner tries to put a portion of her paycheck, even if it is only $50, into her savings account. But most of the time, she has to reroute the cash back to her checking to afford her expenses. Ms. German-Tanner, 22, has about $600 in her savings account right now and has not started saving for retirement.
“Everyone’s telling you to save money and do this and invest, a…….
There is no one-size-fits-all strategy for how to best manage your money, despite what some personal finance gurus might claim. After all, personal finance is personal. Each of us has unique values, personality traits, and life experiences that shape our relationship with money, meaning that devising an effective personal finance plan is often less about understanding finance and more about understanding yourself.
“W…….
YvanDube / iStock.com
The new year has arrived, and you’re ready to put your Costco membership to good use. You joined the warehouse club for its great deals, and you want to make sure you’re taking full advantage of them in 2023.
Specifically, you’re hoping to stock up on some of the retailer’s notoriously low-priced items now to make sure your shelves are filled with the essentials. This will allow you to save money throu…….
Inside Creative House / Getty Images/iStockphoto
If you and your spouse want to cut your spending, you’ll get the best results by working as a team. That means finding ways to save money together so you’ll have more cash to reach your financial goals.
To help you do this, GOBankingRates asked personal finance and money-saving experts for ways they cut costs and boost savings with their spouse.
Explore: Your Biggest Money Etiq…….
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“Three things that helped: 1) Think about what percentage of your monthly income goes for rent and bills. Divide the rest by 30 so you know roughly how much your daily spending should be. When (not if) you go over that limit, you can balance things by spending the next one to three days less so you get back on track. You’ll be surpri…….
A lot of personal finance exists in an idealized world where people keep debt to a strict minimum and take a maximal approach to saving and investing.
We have just started a year where a lot of people will compare their own situations to the ideal and feel like they don’t measure up. Nothing good will come of this – just frustration, s…….
If you, like many of us, are reluctant to throw your current life out to make room for all the things you’d need to change to achieve your highest self this year, don’t worry. We’ve compiled a list of things to help you make your life a bit better in 2023 – and all of them are optional.
From picking away at paying off your debt to …….