The bottom line: Albert is a robust online platform that offers cash-back rewards, early direct deposits, and savings tools. You’ll need to look elsewhere to open a joint account, though.
Overall rating
Pros and cons
Albert Cash
Annual Percentage Yield (APY)
None
Pros
- No minimum opening deposit
- No monthly service fees
- No overdraft fees
- Up to 20% cash back
- Receive paychecks up to 2 days early
Cons
- $2.50 out-of-network ATM fee
- No option to overdraw funds
- No way to deposit cash
- No joint accounts
- 55,000 free ATMs, with an ATM locator in …….
Source: https://www.businessinsider.com/personal-finance/albert-cash-and-savings-account-review