June 30, 2022


Top News At 88 Kratom


Financial planner’s guide to saving money around the home – RTE.ie

<p>When it comes to tightening the purse strings, we all know the first steps to take – and the fi.......

When it comes to tightening the purse strings, we all know the first steps to take – and the first things to go. No more afternoon lattés; volunteering as designated driver on nights out; planning staycations instead of going abroad.

But sometimes, it’s the things that are a little less obvious that can make the biggest difference – the creature comforts we’re so used to having, we couldn’t imagine being without.

Here are the top tips from John Lowe of MoneyDoctors.ie….

Don’t worry: I’m not advocating trading in electricity for candlelight – but there’s a lot to be said for re-examining your utilities providers once a year. Many people enjoy the ease of sourcing their gas and electricity from the same provider – but you could save literally hundreds of euro by switching from a dual-fuel bundle to separate providers.

For example, an Energia customer in an urban area, with average consumption on the Smart Choice Dual Fuel tariff, could save over €430 by moving their electricity to Bord Gáis Energy and their gas to Flogas.

Just remember – if you switch before the end of your contract, you could face a charge of up to €100, depending on provider. So it pays – literally! – to keep a list of your contracts, be they for gas, electricity, phone, internet, TV or anything else, along with their end dates in your phone. Then, set an alarm the month before your contracts are up and do a bit of market research in good time to change.

Remember, your current provider may offer you a discount just to keep you on their books, In the meantime, the rule is switch off and plug out when not …….

Source: https://www.rte.ie/lifestyle/living/2021/1012/1253175-financial-planners-guide-to-saving-money-around-the-home/